[Charlie]

It depends on a number of factors, including your credit score and income. The longer that you have paid all of your bills on time the better your credit rating, and the better your chances of getting approved. If you have never had a credit card or loan before, you might be considered too high of a credit risk. Also, you will have to meet their income requirements. They will look at the amount of money you make and your debt-to-income ratio. This is the comparison of the amount of money you bring in compared to the amount of money you owe on bills each month. Also, the length of time at your current job will be an important factor. Longer employment shows more stability and is usually considered a positive.